At NZ Finance Finders we have the expertise necessary to help you save money and stress during the home loan process. Whether you are a first-time home buyer, after a holiday house or a property investor, we can provide independent advice for a loan that suits your circumstances. We deal with a range of bank and non-bank lenders to source the best loan for your requirements.Remember, we are on your side not the lender and we have access to more options and better interest rates than if you try to organise a mortgage yourself. New Zealand banks and lenders have different policies and loan requirements, and it is our job to find a loan from one of these organisations that fits with your situation.

Ready to get started? Either apply online or download our PDF Home Loan Application

Home Loan Application Form


First Home
We can help first-time buyers to get on the property ladder - there’s no time like the present.

Next Home
When buying your next home there's a lot to consider. You may be able to use the equity in your existing home or you may have to sell your existing one.

Find out about options for financing your renovation project - a fantastic way of adding value to your home.

Holiday Homes
Not only does a holiday home make a great way to spend time with friends and family, it is also a great investment opportunity.

When you're building, your home loan is approved for the full amount but you draw it down in instalments as the building work progresses.

It makes sense in some cases to refinance your mortgage to a better interest rate so that you can pay off your loan faster and save money.

Equity Release
Finding yourself house rich and cash poor? Equity release schemes enable older homeowners to tap into the value of their property without the need to sell up and move out.

Fixed Rate Review
The end of your fixed rate mortgage term is a great time to review your options. There are pros and cons to entering a fixed interest rate contract and it pays to know the benefits and the risks before you resign.
  • 100% NZ Owned and Operated since 1st July 1994.
  • We act independently of the banks and other financial institutions to ensure that you obtain a great deal.
  • We provide you with professional advice and liaise with your other professionals such as your accountant and lawyer where necessary to ensure that you have the right structure for your needs..
  • We assist you to work out how much you can af ford to borrow and the best repayment options.
  • Typically there is no cost to you as the lender that approves your loan pays us for successful applications. If we do need to charge a fee for any reason, you will be advised before we begin any work for you.
  • We work with a wide range of lenders, including major banks.
  • We negotiate with the lenders to ensure you have great interest rates and the right loan for your current financial position.
  • We remain available to help you with any loan queries you may have in the future – establishing a long-term mutually beneficial relationship.
Initial consultation (via phone, email or face to face) where we establish your goals and requirements
Information gathering to confirm your financial status
Detailed review of your financial position across different lenders and an assessment of appropriate deals available
Agree & Implement
Complete the necessary application including follow-up negotiations with lenders and adjustments if necessary
Finalise approval(s), arrange formal paperwork to be signed
Coordination of the settlement process.
Providing a professional service with expert advice to match your home loan needs.
0800 800 212